http://www.cfescrow.com/blog All things real estate Sat, 31 Oct 2009 20:06:12 +0000 http://backend.userland.com/rss092 en Our government no longer represents the people it is there to represent. That is either shocking news or old hat, depending on your political experience. What is so shocking about it today is how blatant it has become. The corruption is so widespread and pervasive that it no longer even shocks ... http://www.cfescrow.com/blog/the-great-disconnect/ Since Prop 8  has been brought up, I want to enlighten you all to the grand shell game in which you are all players. The question of gay marriage is a funny one because it shoul d never have been a question. The state has a right to grant unions. People ... http://www.cfescrow.com/blog/prop-8-why-we-were-duped/ You may think that I am one of those quack conspiracy theorists, but I am not. I have, however, concluded that our government is on a deliberate course of destruction of our economy. It is with forethought and malice. I do not know why they are doing this. I can ... http://www.cfescrow.com/blog/the-deliberate-destruction-of-the-economy/ 70% of our economy is based on us buying things We can only buy things with money or credit We get money  from working and more money from either working more or raises. We get credit from credit cards and merchant cards and home equity loans, but we all have credit limits. While home ... http://www.cfescrow.com/blog/how-to-fix-our-economy/ So I just finished watching a whole news show about Bernie Madoff, the guy who allegedly  ripped off  investors to the tune of $50billion. He ran a Ponzi scheme for years, paying old investors with new investors' money. In the news story they showed an artist who had invested with ... http://www.cfescrow.com/blog/whats-the-difference-between-madoff-and-fannie-mae/ Because there is a conflict of interest. While title companies and escrow firms almost always have the same goal in a transaction there are instances when neutrality could be broken. How can a party to a transaction be truly independent if it is a subsidiary or department of another party to ... http://www.cfescrow.com/blog/why-title-and-escrow-should-be-separate/ I recently read a brilliant article on the future of our industry by Marty Frame, General Manager of Cyberhomes. He really knows what he is talking about and he does in a most eloquent way. Much of what he says resembles what I have been saying. I have been prophesying about ... http://www.cfescrow.com/blog/another-take-on-the-new-paradigm/ So much has happened since my last blog, I don't even know where to begin. So we have a new President and no matter how you lean, you can't help but recognize the new sense of optimism and hope, regardless of weather or not is it misplaced. I have often written ... http://www.cfescrow.com/blog/obam-and-hud-a-brand-new-day/ I was perusing other blogs today and came across my friend's blog about Zillow and the accuracy of it's Zestimates. More interesting to me though were the reactions and comments that followed it. I hate to say it, but allot of them sounded much the same as comments that I ... http://www.cfescrow.com/blog/computers-can-replace-humans/ I just don't know when. I have spent a great deal of this last Labor Day weekend thinking about it though and, of course, I had to spill my thoughts here. I think that the prevailing wisdom says that we should see another 20% decline in home values before we see ... http://www.cfescrow.com/blog/the-bottom-cometh-too-soon/